Your global web 3.0 financial account
a safe、fair、Efficient、Transparent ecosystem，Focus on building global digital payment infrastructure
Parallel dual channels of legal currency and stable currency，Global funds are centrally controlled through a system
KPay deeply integrates multi-currency fiat accounts and crypto wallets，Account、visa card、Trading and financial management functions are integrated into the same platform，Realize payment、Payment、exchange、Full management process coverage
Acquiring
Integrating stable currency and legal currency collection capabilities，The exchange rate conversion and settlement process is fully automated，The final currency and channel for recording can be freely set
wallet
Enterprise wallet that supports multiple currencies，Opening only takes a few minutes。Connect assets on the chain with the banking system，Allows you to use your own brand identity，Easily send and receive money worldwide
Payment
Support stable currency withdrawals in seconds，It can also be transferred directly to a local bank account。supplier、freelancer、Partners，You can enjoy fast payment collection experience around the world.，Funds arrive quickly
Visa card
Available in both virtual and physical card forms，Support USDC、Direct consumption of mainstream stablecoins such as USDT，Available in global online and offline scenarios
Collection request
Generate payment request with one click，Automatic follow-up of the whole process，No manual collection required，The system automatically completes the reconciliation，Significantly shorten the capital withdrawal cycle
Bill management
Support multiple currencies、Flexible cycle billing，All executed automatically，Effectively reduce customer churn and operating labor costs，Let the team focus on core business growth
Kpay vision
Becoming “Visa in the Web3 Era”，Promote digital currency retail sales globally、E-commerce、cross-border trade、Widespread applications in emerging DeFi and NFT scenarios。
We aim to build an open、fair、Efficient digital economic ecology，arrive 2030 Covering the world every year 80% of crypto users，Support daily transaction volume exceeding 15 billions，Helping global GDP 5%-10% Payment circulation via Web3。
About Kpay
Becoming “Visa in the Web3 Era”
Kpay is a wholly-owned subsidiary of Klickl Digital Financial Group，since 2017 Since its establishment，Focus on building "Digital Currency Payment-as-a-Service", PaaS) global infrastructure。Kpay’s core innovation lies in seamlessly linking traditional finance with the Web3 world，Support stablecoins (such as USDT、USDC、DAI) given 100+ Real-time conversion of fiat currency，Significantly reduce merchant volatility risks and improve operational efficiency
- Risk control mechanism：Multi-chain integration、Smart POS Terminal、DeFi protocol、AI driven
- low cost：The handling fee is as low as 0.5%-2%
- Instant settlement：T+0 settlement，Delay <3 seconds
- Compliance：cover 220+ regulatory area
Stablecoin infrastructure built for global enterprises
Multiple payment network
Covering 50+ markets around the world，The local fiat currency clearing channel operates in parallel with the stablecoin network，Automatic switching of multiple routes，Avoid single channel dependencies
Enterprise-grade reliability
System availability is guaranteed to be 99.9%，Passed independent third-party security audit，Architecture complies with industry certification standards，Meet the stringent stability requirements of institutional customers
Built-in compliance capabilities
Automatically perform travel rule verification，Real-time trading risk screening，Strict data privacy protection，Compliance logic covers all operating areas
Licensed and compliant operations
Hold a full regulatory license，Support the legal development of legal currency and stable currency businesses，Can meet current compliance needs，Also allows flexibility for future regulatory changes
Fully functional open API
through a set of standardized interfaces，Integrate payment initiation、automatic currency exchange、Global fund scheduling and other functions，Low access cost，Short launch cycle
Full transparency of funds
The capital flow of each transaction can be checked in real time，Dramatically reduce reconciliation delays，Effectively avoid exchange rate fluctuation risks，All cost details are clear and unhidden
international partnership
Merchant scene
Average daily transaction volume growth
visa in the Web3 era
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Your global web 3.0 financial account
a safe、fair、Efficient、Transparent ecosystem，Focus on building global digital payment infrastructure
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