Kpay，A new paradigm of global payments powered by stablecoins
break boundaries，Payment is defined by you；Reinvent efficiency，Security Compliance，Global reach
Parallel dual channels of legal currency and stable currency，Global funds are centrally controlled through a system
KPay deeply integrates multi-currency fiat accounts and crypto wallets，Account、visa card、Trading and financial management functions are integrated into the same platform，Realize payment、Payment、exchange、Full management process coverage
Acquiring
Integrating stable currency and legal currency collection capabilities，Exchange rate conversion and clearing are fully automated，Account currency and channel can be freely set。support 100+ Payment method，Covers dual channels for legal currency and stable currency
wallet
Enterprise wallet that supports multiple currencies，Opening only takes a few minutes。Connect assets on the chain with the banking system，Get paid globally under your own brand。Stablecoin accounts use MPC keyless custody，Assets are under your control
Payment
Stablecoin withdrawals in seconds，It can also be transferred directly to a local bank account。T+0 settlement，Delay <3 seconds，No restrictions on bank holidays and processing queues
Visa card
Two forms: virtual card and physical card，Support USDC、Direct consumption of mainstream stablecoins such as USDT，Can be bound to Apple Pay and Google Pay，Universal online and offline
Collection request
Generate payment request with one click，pay、Exchange、Automatic follow-up of the entire reconciliation process，Support stable currency payment、Fiat currency settlement
Bill management
Support multiple currencies、Flexible cycle billing，All executed automatically，Effectively reduce customer churn and operating labor costs，Let the team focus on core business growth
Kpay vision
KPay’s vision，It is a global payment network that connects digital assets and the real economy.。
to stabilize、Compliant payment infrastructure，Unblock digital assets from storage、pay、The full link from exchange to settlement，Let digital value flow efficiently in real business scenarios。
About Kpay
KPay，global payment network。
As a wholly-owned subsidiary of Klickl Digital Finance Group，KPay from 2017 Deeply engaged in "Payment as a Service" (PaaS) since the year，Establish a global payment network connecting digital assets and the real economy。
Real time exchange：Support digital assets and 100+ Real-time exchange of legal currency，Free consumption in any scene around the world。
Security Compliance：Hold ADGM、EU VASP、US MSB license，cover 220+ regulatory area。
Reduce costs and increase efficiency：The handling fee is as low as 0.5%-2%，T+0 settlement delay <3 seconds，Reduce merchants’ risk of exchange rate fluctuations and cross-border capital costs。
Stablecoin infrastructure built for global enterprises
Multiple payment network
Covering 50+ markets around the world，The local fiat currency clearing channel operates in parallel with the stablecoin network，Automatic switching of multiple routes，Avoid single channel dependencies
Enterprise-grade reliability
System availability is guaranteed to be 99.9%，Passed independent third-party security audit，Architecture complies with industry certification standards，Meet the stringent stability requirements of institutional customers
Built-in compliance capabilities
Automatically perform travel rule verification，Real-time trading risk screening，Strict data privacy protection，Compliance logic covers all operating areas
Licensed and compliant operations
Hold a full regulatory license，Support the legal development of legal currency and stable currency businesses，Can meet current compliance needs，Also allows flexibility for future regulatory changes
Fully functional open API
through a set of standardized interfaces，Integrate payment initiation、automatic currency exchange、Global fund scheduling and other functions，Low access cost，Short launch cycle
Full transparency of funds
The capital flow of each transaction can be checked in real time，Dramatically reduce reconciliation delays，Effectively avoid exchange rate fluctuation risks，All cost details are clear and unhidden
international partnership
Merchant scene
Average daily transaction volume growth
Kpay，A new paradigm for global payments
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Kpay，A new paradigm of global payments powered by stablecoins
break boundaries，Payment is defined by you；Reinvent efficiency，Security Compliance，Global reach
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